Terms and Conditions
Effective Date: 1/1/2024
These Terms and Conditions (“Terms”) govern your use of the website, services, and communications provided by Berger Adjusters, LLC (“Berger Adjusters,” “we,” “us,” or “our”). Berger Adjusters’ contact information is: 117 Kendrick St. Suite 300, Needham, MA 02494; email: info@bergeradjusters.com; phone: 617-608-3372; website: https://www.bergeradjusters.com.
By accessing our website, submitting information to us, contacting us, using our services, or opting in to receive communications from us, you agree to these Terms. If you do not agree to these Terms, please do not use our website or services.
1. Use of Website and Services
Berger Adjusters, LLC provides public adjusting and related services in jurisdictions where it is licensed or otherwise authorized. You agree to use our website and services only for lawful purposes and in compliance with all applicable laws and regulations.
You may not use our website:
for any unlawful, fraudulent, or misleading purpose;
to interfere with the operation, security, or integrity of the website;
to introduce malicious code, spam, or harmful content; or
to attempt unauthorized access to systems, accounts, or data.
2. Service Areas
Berger Adjusters, LLC provides services only in jurisdictions where it is properly licensed or otherwise authorized to do so. Services may be offered in the following jurisdictions, subject to applicable licensing and regulatory requirements:
California, Connecticut, District of Columbia, Florida, Georgia, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Missouri, Mississippi, North Carolina, New Hampshire, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Virginia, Vermont, West Virginia, the U.S. Virgin Islands, and Guam.
Nothing on this website should be interpreted as an offer to provide services in any jurisdiction where Berger Adjusters, LLC is not licensed or otherwise authorized.
3. No Guarantee of Results
Information on this website is provided for general informational purposes only and does not guarantee any specific outcome, settlement, recovery, or result. Every claim is different, and outcomes depend on facts, policy terms, carrier decisions, documentation, and other circumstances outside our control.
4. No Professional or Legal Advice Through Website Alone
Content on this website does not, by itself, create a client relationship and should not be relied upon as legal, financial, or insurance advice. Any engagement for services is subject to a separate agreement and any disclosures or forms required by applicable law.
5. Communications Consent
By contacting Berger Adjusters, submitting a form, requesting information, or engaging our services, you agree that we may contact you regarding your inquiry, potential claim, active claim, appointments, documents, updates, and related service matters by phone, email, and, where applicable, SMS/text message.
6. SMS Terms and Conditions
By opting in to receive SMS messages from Berger Adjusters, LLC, you agree to receive text messages from us related to our services.
Registered Brand Name: Berger Adjusters, LLC
Types of Messages Being Sent: Messages may include sales outreach, responses to inquiries, appointment scheduling and confirmations, inspection coordination, claim updates, document requests, reminders, follow-ups, customer service communications, and claims-related communications.
Message Frequency: Message frequency varies.
Message Costs: Message and data rates may apply.
HELP Information: For help, text HELP or contact us at 617-608-3372 or info@bergeradjusters.com.
STOP / Opt-Out Information: To opt out of text messages at any time, reply STOP to any message. After you send STOP, you will no longer receive SMS messages from us unless you opt in again.
Privacy Policy Link: Your information will be handled in accordance with our Privacy Policy, available at https://www.bergeradjusters.com/privacy.
Wireless carriers are not liable for delayed or undelivered messages.
7. Privacy
Your use of our website and services is also subject to our Privacy Policy. Please review it to understand how we collect, use, disclose, and protect your information. Berger Adjusters’ Privacy Policy is available through its website.
8. User Submissions
If you submit information, documents, photographs, estimates, claim materials, or other content to us, you represent that you have the right to provide that information and that it is accurate to the best of your knowledge. You grant us the right to use submitted materials as reasonably necessary to review your inquiry, provide services, communicate with you, and operate our business, subject to our Privacy Policy and applicable law.
9. Intellectual Property
All content on this website, including text, graphics, logos, images, layout, and other materials, is owned by Berger Adjusters, LLC or its licensors and is protected by applicable intellectual property laws. You may not copy, reproduce, distribute, modify, republish, or exploit website content without prior written permission, except for personal, non-commercial use.
10. Third-Party Links
Our website may contain links to third-party websites or services. We do not control and are not responsible for third-party content, privacy practices, terms, availability, or security. Your use of third-party websites is at your own risk.
11. Disclaimer of Warranties
This website and its content are provided on an “as is” and “as available” basis, without warranties of any kind, express or implied, to the fullest extent permitted by law. We do not warrant that the website will be uninterrupted, error-free, secure, or free from viruses or other harmful components.
12. Limitation of Liability
To the fullest extent permitted by law, Berger Adjusters, LLC and its owners, employees, agents, contractors, and representatives shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or relating to your use of, or inability to use, the website, communications, or services.
13. Indemnification
You agree to indemnify, defend, and hold harmless Berger Adjusters, LLC and its owners, employees, agents, contractors, and representatives from and against any claims, liabilities, damages, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to your misuse of the website, your violation of these Terms, or your violation of any law or third-party right.
14. State and Territorial Compliance
Public adjusting services are regulated by state and territorial law. Berger Adjusters, LLC will provide services in accordance with the laws, regulations, licensing requirements, disclosure requirements, and consumer protections applicable in the jurisdiction where services are performed or where the claim or loss is located. Where required, additional state-specific disclosures, notices, cancellation rights, and contractual provisions may apply and will control to the extent required by law.
15. Governing Law
These Terms and any dispute arising from your use of the website or services shall be governed by applicable federal law and the laws of the state or territory in which the services are provided, the claim is handled, or the insured property is located, as applicable, without regard to conflict of law principles. If any provision of these Terms is inconsistent with applicable law in a particular jurisdiction, that law will control to the extent required, and the remainder of these Terms will remain in effect to the fullest extent permitted.
16. Changes to These Terms
We may update these Terms from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of the website or services after updated Terms are posted constitutes your acceptance of those changes.
17. Contact Information
If you have questions about these Terms and Conditions, please contact:
Berger Adjusters, LLC
117 Kendrick St. Suite 300
Needham, MA 02494
Phone: 617-608-3372
Email: info@bergeradjusters.com
Website: https://www.bergeradjusters.com