Our Approach.
WHAT WE DO
Empowering clients, optimizing claims.
We deliver personalized, high-quality, one-on-one service from the beginning of your loss to its final settlement. As your trusted advisor, our mission is to achieve a full recovery of your claim in the shortest time frame is our highest priority. Our work includes:
Emergency service to secure, protect and manage the claim process.
Review of your policy and all possible insurance coverage.
Estimation of the costs of the damages incurred.
Negotiation of the settlement.
Our knowledgeable staff is accessible 24/7 and able to answer all your questions about your loss and the path to your recovery.
OUR APPROACH
Our 5-Step Plan.
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Our 24/7 team is ready to assist you at a moment’s notice. It is vital that same-day precautions be made to assure a property is protected after a loss. At Berger Adjusters, we manage board ups, water extraction, building inspector reviews, electrical inspections and other necessary services that require immediate attention. In a residential or commercial event, it is also very important to take care of the residents and occupants as well. We find temporary living/working arrangements and arrange for immediate dry cleaning to make the path to recovery as simple as possible.
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Berger Adjusters develops your claim estimate in house, working with the best in the industry. Dry brushing or Fresco painting? Hand scraped solid wood or a 4-step stain process? We do a full assessment of all affected areas from kitchens, roofs and the structure to determine the construction method and correct way to repair or replace the damaged areas of your home.
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What’s inside is important to you, and it’s a priority to us. The contents portion of your claim requires extensive attention to detail to be fully recovered. Our photographers and inventory experts document all individual items one by one to ensure that the policyholder receives his or her full settlement. We fight for business interruption fees, loss of rental incomes and any extra expense resulting from a loss.
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Calculating business income loss in commercial insurance claims involves a detailed process. It starts with determining the restoration period and assessing gross earnings and historical financial data to accurately gauge the loss. Adjustments for deductibles, policy limits, trends, and seasonal variations are made. Collaboration with specialists like Berger Adjusters and forensic accountants is recommended due to policy variations.
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The final settlement is a combination of all our efforts, previously listed, partnered with expert negotiation, real experience and confidence in our winning team. At Berger Adjusters, we do an in-depth cost analysis through our estimate and the insurance company’s estimate for each individual claim. Every claim is unique and needs to be handled as such to bring about superior results. Our priority is to get our clients the best possible settlement while expediting the process.
