Prepared for The Moors
The Moors
Milton, FL
Registered Agent
Hurricane damage at The Moors
- Date of loss
- October 10, 2026
- Peril
- Hurricane / windstorm
- Property
- Commercial
- Reported
- Wind damage, downed trees, road access issues
The first inspection and the first scope agreed with the carrier shape the rest of a wind claim. We want to be involved from the start.
Introduction
Berger Adjusters, LLC specializes in large, complex insurance claims. Our in-house team prepares building estimates, personal property inventories, and extra expense claims in a form accepted throughout the insurance industry.
As a Public Adjuster, we represent the policyholder. Insurance companies hire adjusters to protect their interests; we protect yours, maximizing your recovery and moving the claim forward while keeping a good working relationship with your carrier.
Powerful advocates for our clients through every step of their claim.
Client testimonials
“I can’t praise Berger Adjusters enough for their exceptional service and expertise. From the outset, they provided unwavering professionalism and guidance throughout my insurance claim process. Their thorough knowledge of insurance policies and regulations ensured a fair and favorable settlement, all while alleviating much of the stress associated with the situation.”Capri D., Darda Real Estate Group
“If you’re in search of a reliable and professional public adjuster company, look no further than Berger Adjusters. Their team of seasoned professionals consistently exceeds expectations. We are thrilled with the results.”Nancy K., Sharon Green Condominium Association
“After the truly harrowing experience of having a house fire due to lightning, Andrew helped my neighbor and I navigate a long and complicated settlement process. We simply wouldn’t have had as positive an experience without his guidance and expertise.”Mercedes B., Homeowner
Select prior engagements
Apartments / Condominiums
Icon Brickell Complex
Miami, FL
1,263 units, Class A residential condos
Washington Mills Apartments
Lawrence, MA
300 units, Class A loft-style apartments
Residence at Cross Point Towers
Lowell, MA
240 units, Class A apartments
Wellington Parkside Apartments
Everett, MA
190 units, Class A apartments
Residence at Riverfront Landing I & II
Nashua, NH
159 and 170 units, Class A
River Walk Apartments
Nashua, NH
159 units, Class A
Residence Executive Park
Goffstown, NH
99 units, Class A apartments
Mill 240
Lawrence, MA
Class A loft-style apartments
Hospitality
Blue Beard’s Castle
Saint John, U.S. Virgin Islands
400 units, hotel & residence
Harbor View Hotel
Edgartown, MA
225-key luxury hotel
Baymont Inn & Suites
Henderson, NC
Hotel
Charlotte Treasure Lanes
Charlotte, FL
Bowling alley
Distribution & Retail
Lenny’s Furniture
Fort Myers, FL
Furniture retail store
Laborie Supermarket
Gretna, LA
Supermarket chain
Terrebonne Motors
Houma, LA
Auto dealership
Geaux Chevrolet
La Place, LA
Auto dealership
Red’s Best
Boston, MA
Nationwide wholesale distribution
NES Distribution
Newton, MA
Manufacturing solutions company
Where we'll look first
Hurricane claims often turn on a few policy provisions. Based on what has been reported at The Moors, we will start here.
Hurricane and named storm deductibles
Many Florida commercial policies apply a percentage deductible to wind. We confirm how yours is calculated before any number is accepted.
Debris removal and tree limits
Downed trees often fall under separate sub-limits for debris, trees and landscaping. We document each one.
Blocked access and lost income
Where road access was cut off, ingress/egress, civil authority and business income coverage may respond. We review each extension and its waiting period.
Our responsibilities
- Review your coverageIdentify the policy's strengths, any ambiguous areas, and every sub-limit that may apply.
- Inspect the loss locationDetermine needed emergency measures and plan short- and long-term strategies as they relate to coverage.
- Meet with the insurance companyAlign on goals and coverage issues, and request meaningful emergency partial payments.
- Prepare building estimatesOur in-house estimators develop detailed repair estimates, including Code issues and Upgrades your policy may cover.
- Meet the carrier's expertsMake sure they view the loss from the same perspective, and surface disagreements before they reach their report.
- Inventory contentsDevelop an itemized contents inventory, if applicable.
- Review claim packages with youConfirm specifications and pricing with your team before anything is submitted to the carrier.
- Prepare Proofs of LossPrepare Sworn Statements in Proof of Loss whenever required to secure payment.
- Present settlement optionsBring you every offer with our recommendation, so you can make a prudent business decision.
- We will serve you to the conclusion of all insurance claim matters.
NOLA
1615 Poydras St. Suite 900
New Orleans, LA 70112504-229-4243
Atlanta
1155 Perimeter Center West
Atlanta, GA 30338770-728-8119
Miami
601 Brickell Key Dr #700
Miami, FL 33131305-972-0249
Boston
344 Harvard St. Suite 4
Brookline, MA 02446617-608-3372
This document is not intended to be a complete summary of claims handling practices and standards, nor does it address all claims scenarios. The application of any information within this document will depend on specific facts, circumstances, policy language, and applicable law. Any failure to quote or refer to any specific policy provision in the body of this letter or otherwise is not a waiver of those provisions. ©2026 Berger Adjusters LLC